Insurance companies might not pay you out if you have an electric fence !!!

New laws say that you need to make sure that your electric fence has been installed by an accredited / certified installation company.

Most insurance companies right now will refuse to pay you out for your insured goods and use the excuse that your electric fence was not put in by a certified company.

In our opinion, this is another way for South African government to make money and for insurance companies to have an excuse not to pay you out. Electrical companies now will have to fork out money for this too probably and also new electrical companies trying to strive might fall away since nobody is going to use them now and yup that means more job losses!

I mean you work hard for your money and still have to pay heavy premiums to insurance companies. Now you come home one day to find out that your house has been robbed empty. You call your insurance company and a few days later you get an email stating that your claim has been rejected due to your electric fence not being compliant.

If you already have an electric fence, make sure it has been sorted out properly and make sure you have an invoice for it and it has been done up to spec by an “accredited” and “licensed” electric fence installer.

If you do not have an electric fence and require one fitted – use a proper company who has the correct certification / accreditation and research it properly.

Otherwise, you could not get a cent back from the insurance companies.

Oh and one more thing – You can get a fine or even get locked up if your electric fence is not up to standards.

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Intercom System Method used by House Robberies

intercom crime

These days the criminals use a new method of determining if you are at your home / office to see when they can break into the residence.

What they do is press the intercom button a few times for the following reasons:

1. So they know exactly what time of the day you are at home
2. To get you to come outside so they can access your premises by holding you gunpoint.

The dangerous thing about this is that some criminals are dumb and will land up assuming you are not at home whilst you are busy having a bath / shower or are on the toilet. This is very dangerous as some criminals are animals and will attempt to rape you.

How do I prevent this?

1. When somebody rings your door bell and there is no answer when you speak, be
prepared for somebody breaking into your car sometime during the day / week or
later. The criminals look for a pattern. For example, if you never answer your door
bell from 9-5 then they assume you are at work that time and break into your
property.

2. Get a video intercom. This will allow you to see who is at the door and then only open the gate if it is somebody that you know and fully trust. (see point 3)

3. Ultimately you will need a proper camera system that allows you to see if the criminals are not hiding somewhere waiting for you to go see what is happening.

4. DO NOT GO OUTSIDE NO MATTER WHAT !!! – They could be hiding where your video
intercom can’t see them.So if you have a video intercom system or not, never go out
or open up unless you are 100% sure.

5. Criminals coming in with your domestic as a hostage or perhaps not. Your domestic
might be held at gunpoint. You land up opening for your domestic and Bob’s your
uncle! Be very vigilant. Some domestics actually cannot be trusted and some even
plan this before they start working for you.

6. The criminal(s) might be dressed in security clothing or business-like. Do not
open no matter what. Do not go outside.

7. Make sure your DOMESTIC WORKER knows not to let just anybody in and knows about these methods.

8. Do not give full access to your home to your domestic worker(s). They should not just be able to let people in. This has happened thousands of times where the domestics were part of this inside job! And that is a fact. You don’t know who you can trust these days.

This according to the community patrols has been occurring more and more often these
past few months.

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